Monthly budget example with actuals: The single guy Personal-he’s spending more on himself than he can afford, considering his income. He’s got student loans and credit card debt. Second, it looks like he’s overspending in the following categories:Īuto-his car payment is weighing him down.ĭebt payments-ideally, he shouldn’t have any. the monthly budget for this single guy.įirst, he’s not saving any money and not giving either (not good for his future or his personal well-being). He has no kids or pets, so we have zeroed out those sections. Here’s what this monthly budget example looks like: His other expenses are pretty common and straightforward. He spends about $150 a month on groceries and rarely goes out to eat. I’m certain I’m not alone.įree Budget Calculator (Excel For Single or Family Household Spending)įree Weekly Budget Template (Simple Budget Planner Spreadsheet)įree Monthly Budget Template (Simple Budget Tracker Spreadsheet)Īnd if you are interested in beefing up your savings, check out these posts for the best saving accounts:įirst up, the single guy (we’ll call him Reggie) with some pretty straightforward income and expenses: I was not paying attention to the budget-time to refocus and get back into it. Our savings accounts are dwindling, and I didn’t see it coming. My wife just called an emergency budget meeting. Vet bill for our dog (abscessed tooth): $1,500 These were our expenses in the last two weeks:įlight tickets for our February vacation: $1,500 I’m supposed to be super smart about money.
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